We are currently undergoing maintenance and you may experience operating difficulties while using the website. We apologize for any inconvenience.
Toggle Bar

Home Improvement Program

HIP main graphic

 

Apply Today!

  • CLICK HERE to fill-out a Pre-Application Qualification Form that you can submit online.
  • For Further Information call 201-336-6999 or Email GetHIP@co.bergen.nj.us
  • The Bergen County Home Improvement Program (HIP) is located at One Bergen County Plaza, 4th Floor, Hackensack, NJ 07601.

It’s Time to Get HIP!

The mission of the Bergen County Home Improvement Program (HIP) is to assist qualified low to moderate income Bergen County home and condominium owner occupants with an interest free, no monthly payment loan with improvements that upgrade the home, enhance the neighborhood, and help to maintain property values. Eligibility is based on income, financial status, family size, and the type of home improvements requested.

Loan Financing that's interest Free with No Monthly Payments and No Fee!

Once an applicant is determined eligible, HIP will provide a no monthly payment, interest free loan for all approved home improvements. Currently, HIP provides loans of up to $17,500 for a one-family home and condominium interiors and up to $25,000 for a two-family home. There is absolutely no payment due until such time that the home is sold or the title is transferred. Importantly, too, there are no added fees at any point from the moment of approval to the time of payment.

Eligible Home Improvements

  • Heating
  • Plumbing
  • Electrical
  • Roof, Leaders, Gutters
  • Exterior Siding
  • Windows and Doors
  • Driveway, Sidewalk, Steps
  • Other Home Improvements
  • Home improvements to basements and attics (other than related to infrastructure, e.g., plumbing, heating, HVAC, etc.) are not permissible.

Contractor Application Information

HIP is seeking experienced Home Improvement Contractors to carry out rehabilitation of owner occupied single and two family homes and condominium interiors throughout Bergen County.  CLICK THE LINKS BELOW for an application and background information regarding our process:

Contact Us

Bermari Roig

HIP Client Services Representative

bropig@co.bergen.nj.us


 Bergen County Division of Community Development

One Bergen County Plaza • 4th Floor • Hackensack, NJ 07601

Ph: (201) 336-6999