Contact your insurance company to process a claim
Contact FEMA at www.fema.gov or call 1-800-621-FEMA (3362) or 1-800-462-7585 (TTY).

The toll free numbers are available from 8 am to 6 pm, local time.

Whether applying online OR over the phone, you should have a pen and paper and the following information ready:

Your Social Security number.
Current and pre-disaster address.
A telephone number where you can be contacted.
Insurance information.
A routing and account number from your bank (only necessary if you want to have disaster assistance funds transferred directly into your bank account)
A description of your losses that were caused by the disaster.
Total household annual income
Federal Aid Programs For New Jersey
Disaster Recovery

More Information on New Jersey Severe Storms and Inland and Coastal Flooding

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Bush's major disaster declaration for New Jersey.

Assistance for Affected Individuals and Families Can Include as Required:

Rental payments for temporary housing for those whose homes are unlivable.
Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended if requested after the initial period based on a review of individual applicant requirements. (Source: FEMA funded and administered.)

Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional. (Source: FEMA funded and administered.)

Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs. (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)

Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals. (Source: FEMA funded; state administered.) Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $1.5 million for business property losses not fully compensated by insurance. (Source: U.S. Small Business Administration.)

Loans up to $1.5 million for small businesses that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster's adverse economic impact. This loan in combination with a property loss loan cannot exceed a total of $1.5 million. (Source: U.S. Small Business Administration.)
Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence. (Source: Farm Service Agency, U.S. Dept. of Agriculture.)

Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans benefits and social security matters